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1. Acceptance of Terms

By accessing, purchasing, downloading, installing, or using Predictor Labs and any associated software, tools, digital products, websites, APIs, Discord servers, or services (collectively, the "Service"), you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service. If you do not agree to these Terms, you must immediately discontinue use of the Service.

2. Eligibility

You must be at least eighteen (18) years old, or the legal age of majority in your jurisdiction, whichever is higher, to access or use the Service. You represent and warrant that you are legally permitted to use the Service in your jurisdiction, that your use does not violate any applicable laws or regulations, and that you are not located in any jurisdiction where gambling-related software, analytical gaming tools, cryptocurrency transactions, or similar services are prohibited.

3. Nature of the Service

Predictor Labs provides digital analytical software, simulation tools, educational resources, and pattern-analysis utilities intended strictly for informational, educational, research, entertainment, and analytical purposes only. The Service does not constitute gambling, financial, investment, or betting advice, nor guaranteed predictive technology. No feature of the Service can guarantee future outcomes, profits, or winnings, and you acknowledge that gambling involves substantial risk and that outcomes in games of chance are inherently unpredictable.

4. No Guarantees or Warranties

The Service is provided strictly "as is" and "as available" without warranties of any kind, express or implied. To the maximum extent permitted by law, Predictor Labs disclaims all warranties, including merchantability, fitness for a particular purpose, non-infringement, accuracy or reliability of results, continuous availability, error-free operation, and profitability or performance. We make no representation that use of the Service will result in wins, profits, reduced losses, or improved gambling outcomes.

5. Assumption of Risk

You acknowledge and voluntarily accept all risks associated with gambling activities and the use of analytical gaming software. You understand that gambling can result in financial loss, that past trends or patterns do not predict future outcomes, that the Service may produce inaccurate or misleading information, and that any reliance on the Service is solely at your own risk.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Predictor Labs and its owners, developers, affiliates, employees, contractors, agents, and partners shall not be liable for any damages arising from or related to loss of money, gambling losses, loss of profits or revenue, loss of data, business interruption, account bans or restrictions, software errors or downtime, inaccurate results, third-party actions, or misuse of the Service. In no event shall the total liability of Predictor Labs exceed the amount you paid for the product giving rise to the claim.

7. No Refund Policy

All sales are final. Due to the digital nature of our products, no refunds, chargebacks, reversals, exchanges, or cancellations are provided once access has been granted, delivered, downloaded, activated, or viewed. By purchasing, you waive any applicable cooling-off period or consumer withdrawal rights to the extent permitted by law.

8. Cryptocurrency Payments

Payments are processed exclusively through cryptocurrency transactions. You acknowledge that cryptocurrency transactions are irreversible, that you are solely responsible for sending funds to the correct wallet address, that incorrect payments may result in permanent loss, that network fees and confirmation times are outside our control, and that orders not completed within the specified payment window may expire automatically.

9. Intellectual Property

All software, source code, algorithms, designs, branding, systems, interfaces, text, graphics, and materials provided through the Service are the exclusive intellectual property of Predictor Labs. You may not reverse engineer, copy, resell, redistribute, share license keys or access codes, commercially exploit, or attempt to bypass security systems. Violation of this section may result in immediate termination and legal action.

10. Account Suspension and Termination

Predictor Labs reserves the right to suspend, terminate, revoke, or deny access to the Service at any time, with or without notice, for any reason including suspected abuse, fraud, redistribution, chargeback attempts, harassment, unlawful conduct, or violation of these Terms.

11. Indemnification

You agree to indemnify, defend, and hold harmless Predictor Labs and its affiliates from any claims, liabilities, damages, losses, costs, expenses, or legal fees arising from your use of the Service, your gambling activities, your violation of these Terms or any law, or any dispute between you and a third party.

12. Compliance With Laws

You are solely responsible for ensuring that your use of the Service complies with all laws applicable in your jurisdiction. Predictor Labs does not represent or warrant that the Service is lawful in every jurisdiction.

13. Arbitration and Waiver of Class Actions

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved exclusively through binding individual arbitration. You waive any right to participate in class actions, class arbitrations, representative actions, or collective proceedings.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction selected by Predictor Labs, without regard to conflict of law principles.

15. Severability

If any provision of these Terms is found unenforceable or invalid, the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms constitute the entire agreement between you and Predictor Labs concerning the Service and supersede all prior agreements, understandings, or representations.

17. Contact Information

Support is available exclusively through our official Discord server and authorized support channels. Join us at https://discord.gg/predictor.